VLS PRO RENTAL · PROPERTY & RENTAL MANAGEMENT · BBPS UTILITY PAYMENTS · ZERO-ESCROW SETTLEMENT
Property Asset Management · Razorpay BBPS Utility Integration · Sovereign Landlord Engine

Property & Rental Management.
Utility Bill Payments via Razorpay BBPS & Direct Settlement.

VLSPro Rental is a comprehensive Property and Rental Management platform. We facilitate property owners and tenants in managing leased properties and paying recurring monthly utility bills (Electricity bills via BESCOM/State Discoms, Water, and Property Maintenance) via Razorpay BBPS integration, along with municipal property tax compliance and statutory digital lease agreements.

BBPS Sync
Utility Payments
Electricity (BESCOM), Water & Tax
100% Direct
Zero-Escrow
Direct-to-bank Razorpay Route
1/N Engine
Auto-Maintenance
Shared water, lift & common power
₹90 + Stamp
Legal e-Stamp
Aadhaar OTP e-Sign via emSigner

Engineered for Sovereign Asset Control

Every feature in VLS Pro Rental is designed to remove manual friction, prevent escrow holding risks, and enforce state-specific statutory compliance.

BBPS Grid Integration
⚡

Razorpay BBPS Utility Bill Payments

Direct synchronization with Bharat Bill Payment System (BBPS). Automatically fetches and processes recurring monthly utility bills (Electricity bills via BESCOM, TANGEDCO, MSEDCL, BSES, Water via Municipal Boards, and Property Maintenance) and logs municipal Property Tax compliance.

  • ✦ Live Discom Sync: Fetches live electricity bills via Consumer / Account ID.
  • ✦ Unified Bill Statement: Combines Rent, Power, Water & Maintenance in 1-tap pay.
Asset Management
🏢

Property & Rental Lifecycle Engine

End-to-end property lifecycle management for independent landlords, multi-unit residential buildings, and commercial assets. Manage properties, units, tenant rosters, security deposits, and maintenance in one clean dashboard.

  • ✦ Unit & Tenant Vault: Complete history of occupancy, rent ledgers, and deposits.
  • ✦ Municipal Property Tax Desk: SAS / PID property tax tracking and payment verification.
Financial Architecture
🛡️

Zero-Escrow Direct Bank Settlement

Eliminate third-party holding accounts and float risk. Powered by Razorpay Route, 100% of tenant rent and utility payments settle straight into the property owner’s primary bank account with zero intermediate escrow exposure.

  • ✦ 1-Click Web Quick-Pay: No tenant app download required.
  • ✦ HRA Ready: Instant Section 10(13A) receipts with owner PAN.
Utility Automation
🚿

Automated Shared Maintenance (1/N Engine)

Common building maintenance costs (water tanker, lobby lighting, cleaning, lift servicing) are automatically computed and split across active occupied units (1/N) without manual spreadsheets.

  • ✦ Strict Isolation: Unit-specific repairs billed only to that unit.
  • ✦ Divisor Guard: Prevents division-by-zero on vacant assets.
Legal & Compliance
📄

Statutory State-Wise Rental Agreements

Jurisdiction-specific legal lease templates tailored for Karnataka (Rent Control Act, BESCOM/BWSSB clauses, 1-month painting deduction), Maharashtra (Leave & License), Tamil Nadu, Delhi, and Telangana with emSigner Aadhaar e-stamping.

  • ✦ Aadhaar OTP e-Sign: Legally valid under Section 10A IT Act 2000.
  • ✦ Pre-Flight KYC Gate: Mandates owner & tenant Aadhaar/PAN before signing.
Operational Command
📊

Executive Cashflow & WhatsApp Broadcast

Live occupancy monitoring with SVG radial ring gauges, cashflow command center (Expected vs Collected vs Overdue), 30-day lease renewal radar, municipal property tax tracking, and 1-tap WhatsApp dues broadcast.

  • ✦ 1-Tap Dues Broadcast: Pre-filled WhatsApp breakdown to all tenants.
  • ✦ Damage Ticketing: Photos and repair cost allocation.

Unified Utility Bill Payments & Municipal Property Tax Desk

VLSPro Rental bridges property management with nationwide utility infrastructure. Property owners and tenants manage recurring monthly utility bills seamlessly across power, water, maintenance, and municipal property taxes.

Electricity Discoms Sync (BBPS) BESCOM, TANGEDCO, MSEDCL, BSES
Consumer Account Mapping Automated Account ID Fetch
Water & Sewage Utilities BWSSB / Municipal Water Boards
Common Facility Maintenance 1/N Automated Shared Division
Municipal Property Tax Ledger SAS / PID / Assessment Tracking
Settlement Destination Direct to Owner Bank Account

Consolidated Utility Breakdown on Single Statement

Instead of juggling separate electricity apps, water receipts, and maintenance cash payments, tenants receive an itemized monthly breakdown with direct 1-click payment:

Live Consolidated Tenant Statement:
🏢 Monthly Unit Base Rent ₹18,000.00
⚡ Electricity Bill (BESCOM BBPS Live Sync) ₹1,420.00
💧 Water & Tanker (1/N Building Share) ₹650.00
🧹 Common Property Maintenance (Lift & Security) ₹1,200.00
🏛️ Municipal Property Tax Portion (Annual/Quarterly) ₹450.00
Total Payable (Razorpay Instant Pay) ₹21,720.00

State-Compliant Legal e-Stamping with Balance Safeguard

Generate enforceable residential and commercial tenancy agreements complying with state-specific rent acts. Choose between Standard Flat e-Stamp or Statutory Ad-Valorem calculation.

Service Provider Doc Fee ₹90.00 / doc
Standard Flat e-Stamp Duty (Default) ₹100 / ₹200 / ₹500
Statutory Ad-Valorem Calculation 0.5% (State schedule)
Platform Processing Fee 2% or ₹200 min floor
Razorpay Gateway Processing 2.36% (inclusive of GST)
emSigner Wallet Pre-Flight Check Mandatory Balance Verification

Automated Stamping Expense Reimbursement

Once statutory digital stamping is authorized by the owner, the exact registration cost is automatically debited to the tenant’s upcoming monthly statement under agreement_stamp_duty.

Sample Tenant Monthly Statement:
Base Monthly Rent ₹15,000.00
Shared Maintenance (1/N Tanker & Common) ₹1,000.00
BESCOM Electricity Intake (BBPS) ₹1,240.00
Digital Agreement & e-Stamp Stamping ₹501.56
Total Due (1-Tap WhatsApp Pay) ₹17,741.56

No Intermediary Float. Direct to Bank Account.

Unlike legacy rental aggregators who hold tenant rents in an escrow pool for days, VLS Pro routes tenant payments directly to the owner’s validated bank account via Razorpay Route instant transfers.

  • ✦ RBI Guidelines Compliant: Zero pooled escrow or merchant float liability.
  • ✦ Multi-Property Segregation: Distinct properties can route to distinct beneficiary bank accounts.
  • ✦ Universal Payment Modes: Tenants pay via UPI, NetBanking, Credit Cards, or Auto-Debit.

Automated Shared Cost & Unit Repair Isolation

Managing a 4-unit, 8-unit, or 20-unit building? The 1/N engine calculates occupied unit count automatically and divides common building bills cleanly with zero owner calculation errors.

  • ✦ Water & Cleaning: Monthly tanker invoices split 1/N across active units.
  • ✦ Common Lift & Corridor Power: Meter intake split fairly across tenants.
  • ✦ Isolated Tenant Damage: Direct repairs logged for Unit 102 are billed exclusively to Unit 102.

Statutory Legal Stamping & Platform Pricing

Complete statutory transparency with clear separation of government stamp duty, service provider documentation fees, platform processing, and gateway charges.

Pricing Tier Service Provider Fee Stamp Duty Fee VLSPro Processing Fee Payment Gateway (2.36%) Total Payable
Standard Flat e-Stamp
Recommended & Default
₹90.00 / doc ₹100.00 (Standard) ₹200.00 (Min Floor) ₹9.20 ₹399.20
Commercial Flat e-Stamp
High Denomination
₹90.00 / doc ₹500.00 ₹200.00 (Min Floor) ₹18.64 ₹808.64
Statutory Ad-Valorem
Calculated by Term & Deposit
₹90.00 / doc 0.5% statutory formula (e.g. ₹1,600) 2% of rent (e.g. ₹400) ₹49.32 ₹2,139.32

Note: System verifies the owner's emSigner stamp duty wallet balance before receiving payment. The full stamping expense is billed to the tenant's first monthly ledger.

VLS Pro
“Real estate ownership demands sovereign control. We refuse escrow holding pools, opaque deductions, and legal shortcuts. Direct bank settlement and statutory legal verifiability are our non-negotiables.”
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